Cash Advance Solution

Your Factoring Source

Attention Bankers: 
Send Us Your Declines!

NorthFunding values its relationships with bankers. We do not compete with banks in any way because 100% of our business is factoring. In fact, as a banker, you will receive the following benefits from referring declined loan applicants to NorthFunding:

  • Establish and/or maintain the deposit and general banking relationship with the referred client;
  • Take back the referred client when referred client meets your lending criteria;
  • Compete more effectively with your bank competitors that have factoring divisions;
  • Offer a new product to customers without the hard work of building your own factoring business;
  • Receive referral fees for your referrals;
  • Help the referred client at its time of greatest need and gain a long-term customer.

NorthFunding can fund virtually any business with credit-worthy commercial and municipal accounts receivable, and principals that display integrity.

For example, NorthFunding provides funding to the following types of businesses that don't meet your criteria:

  • start-ups/newer businesses
  • businesses with cash flow issues
  • businesses with limited or even negative net worths
  • businesses that can't meet financial and leverage covenants
  • businesses with tax problems (with appropriate IRS subordinations) 



"As a young company we had no track record to secure a bank line of credit.  Then we learned about factoring from the commercial loan officer who referred us to NorthFunding and now we have the cash-flow we need to grow and thrive.  Today we are doing great again."
       Sylvester, Owner of Specialty Distributing Company